Dayforward Life Insurance Review

Here’s our Dayforward Life Insurance Review for you. Dayforward’s life insurance is unlike anything else now available. It is possible to receive an initial lump sum followed by monthly payments for a certain period of time, frequently until the recipient turns 21.

It provides financial security for your children in the event of your death. Annual declining term insurance is related to this type of insurance due to the fact that your monthly payment will never vary. Your insurance coverage becomes less valuable as your children get older.

To ensure that a particular sum of money is left to your children in the case of your death, you should obtain a standard term life insurance plan. This approach may not be suited for everyone. Perhaps you should reconsider your alternatives in this case.

While Dayforward, a new insurance carrier that currently offers coverage only in Texas, will soon expand to the rest of the country, consumers will have to wait. JD Power or AM Best have not yet filed any complaints or reviews, as the company was founded in 2021 and has just recently begun gathering data for JD Power. As a result, purchasing insurance coverage from Dayforward is riskier, as the company’s financial soundness and customer satisfaction ratings have not been adequately vetted.

Dayforward only provides term life insurance

Dayforward Life Insurance Review - Dayforward Life Insurance Logo

On the other hand, Dayforward only offers term insurance, which means that if you die, you would receive a single lump-sum payment.

When you die, you will get a $10,000 lump sum payment to cover your funeral expenses and any other unforeseen expenditures. You’ll receive a refund every two months as a consequence of the insurance to assist cover any lost wages. Benefits are received on behalf of the minor by the beneficiary’s legal guardian.

Policies with terms ranging from ten to twenty-seven years are available for wages ranging from $12,000 to $500,000. When your term expires, your monthly premium will remain the same until you add children or increase your income.

Life insurance rates of Dayforward

Dayforward’s pricing is unambiguous. Each policy has a monthly fee of $5, which is already included in the total price. The cost of insurance coverage varies according to your age and health, the pay level you wish to replace, and the duration of coverage for your youngest kid.

This is an illustration of what you can anticipate paying for a home for a 30-year-old couple with a 5-year-old child.

  • Male. Child up to 21 years old $17 per month, Child up to 26 years old $23 per month
  • Female. Child up to 21 years old $14 per month, Child up to 26 years old $18 per month

Various elements have an effect on your rates

When you apply for Dayforward, you will be asked about your annual income and the average level of health. Due to the fact that Dayforward is an income replacement insurance, it will not cover you in excess of your monthly wage.

Tobacco usage, drug use, and alcohol use are just a few of the more specific medical questions that must be answered in order for an individual to qualify for insurance coverage. Your application will also require a criminal and driving history dating back ten years. Your insurance prices will increase proportionately to your degree of risk.

How to acquire a Dayforward quote?

After answering a few medical questions on Dayforward’s website, you’ll receive a pricing quotation in ten minutes.

Send us an email including the following information:

  • Date of birth.
  • Gender.
  • Annual income.
  • Youngest child’s birthdate.

Does Dayforward require medical testing?

Dayforward will contact you through phone or email if more information or testing is necessary to provide coverage. If you answer questions over the phone, Dayforward will schedule a blood and saliva collection session for you.

If Dayforward gets your responses or test results, you should receive notification on the status of your application within 24 to 48 hours.

What riders can I add to my life insurance policy?

Each Dayforward life insurance policy comes with two complimentary riders to assist you in keeping up with the growth of your family and income.

  • The rider is a child. As soon as your children are born, you should include them in your life insurance policy.
  • Rider for income. By presenting evidence of income, you can both expand your coverage and compensation.By presenting evidence of income, you can both expand your coverage and compensation.

Adding more income or children to your insurance policy will result in a premium increase from Dayforward. These two options, as well as any further underwriting, are not necessary.

You can have a Dayforward policy and traditional life insurance

Additionally to your Dayforward coverage, you may get a normal life insurance policy from another firm. A Dayforward policy can be added to your employer’s insurance or to any other type of coverage, including a Dayforward policy.

How can Dayforward deny my claim?

According to Dayforward’s advertising, claims can be denied in two situations:

  • Deception throughout the insurance purchase or insuring procedure
  • A suicide occurred within the first two years of the policy’s existence.

Pros and cons of Dayforward life insurance


  • Life insurance that’s easy to understand. Customers can purchase a single-term coverage from Dayforward.
  • The length of the contract is entirely at the discretion of the client. Dayforward policyholders have a number of alternatives. You may choose to prolong your coverage until your youngest kid becomes 18, 21, or 26 years old if it is more convenient for you.
  • Monthly payments are divided into two equal parts. Dayforward has discovered a method of promptly delivering a $10,000 check. Following that, payments are made every other week to replicate a payroll schedule.
  • Self-propelled cyclists and motorcyclists. You no longer have to worry about adding riders to your insurance with Dayforward.


  • This is a whole new venture. Dayforward was founded in 2021, and so has no past history of customer satisfaction or claim payment.
  • Texans are the only ones who can get their hands on it. At the time, only Texans are qualified for Dayforward’s insurance.
  • So far, no one has assigned a star rating to Dayforward. Dayforward has not yet been assigned a BBB or AM Best rating due to their young.

Dayforward life insurance reviews and complaints.

In the year 2021, a firm named Dayforward was formed. There are no complaints or reviews on either Trustpilot or the Better Business Bureau. In comparison, Munich Re, an A+ rated company by AM Best, guarantees Dayforward initiatives. As a result, future claims are more likely to be paid.

Visit our review of Combined Life Insurance Review for one more insurance review.

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