Colonial Life Insurance Review

  • Term life. Colonial Life’s most cost-effective term life insurance policy is available in four different term lengths: 10, 15, 20, and 30 years. If you die with the same level of premiums, your beneficiaries will get a guaranteed death benefit.
  • Whole life. It provides lifelong protection while also accruing monetary value at the insurer’s stated rate, making it an outstanding long-term investment. There are two payment options: in full at 70% or all the way up to 100%.

What riders can I add to my policy?

Colonial Life Insurance Review - Colonial Life Insurance Logo

While this is not uncommon, your insurance coverage does not allow for the addition of new riders.

Colonial Life insurance reviews and complaints

Colonial Life has an A+ rating for customer service but is not accredited by the Better Business Bureau (BBB). At the moment, neither the Better Business Bureau (BBB) nor TrustPilot has any consumer reviews or complaints.

Because Colonial Life offers portable life insurance plans via your employer at a discounted rate, you may take your coverage with you if you change jobs. If you are unwilling to answer inquiries about your health and your family’s medical history, you may be able to obtain guaranteed issue insurance.

Pros and Cons of Colonial Life Insurance


  • Portable policies are ones that are applicable in any location.
  • There are no replacements for a medical examination.
  • You have the option of determining the amount of insurance you require and desire.
  • Payment possibility


  • Only available on the business’s premises
  • On the internet, there are no examples of this.

How to get a quote from Colonial Life insurance

You may apply for insurance if your company provides it as a perk. The human resources department of your employer will guide you through the procedure.

What types of life insurance coverage does Colonial Life offer?

Colonial Life offers two distinct forms of insurance: life and health.

Visit our review of Cincinnati Life Insurance Review for one more insurance review.

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304 North Cardinal St.
Dorchester Center, MA 02124